|
Unique qualifying needs
could be several things. You could have some background
credit concerns such as previous bankruptcy, divorce, or
other concerns. In addition, you may have not been on your
job for an extended period of time and wonder if you could
get a loan. You may not have paid a bill or two in the
past, but are in a situation now where you can pay all
your bills.
Back to the Top
Conforming loans meet all
requirements (size, type, age) to be eligible for purchase
or securitization by Fannie Mae or Freddie Mac. These are
typically loans that do not require any special
circumstances such as higher rates due to employment
tenure or credit history. Non-conforming loans have
aspects that exceed permissible conforming limits set by
Fannie Mae or Freddie Mac. These aspects could consists of
any one or a combination of the loan amount, term of the
loan, loan to value ratio, or other aspect. Just call or write
us for detailed questions
related to conforming and non-conforming loans.
Back to the Top
A mortgage loan made by an
approved lender and insured by the Federal Housing
Administration. Certain loan size limits apply.
Back to the Top
A mortgage loan made by an
approved lender and guaranteed by the Department of
Veteran’s Affairs. VA loans are made to eligible
veterans and those serving in the military and can have
either no down payment or a lower down payment than other
types of loans.
Back to the Top
A loan that exceeds the
statutory size limit eligible for purchase or
securitization by Fannie Mae or Freddie Mac.
Back to the Top
Usually 24 hours or less.
Once you submit your form, our brokers will receive the form and
go right to work. We’ll contact you as soon as we have
an answer for you. This is our way of showing you
personalized service.
Back to the Top
Premier Mortgage Services, LLC, makes use of the maximum level of security supported by
your browser, including 128-bit RC4 encryption. This level
of encryption is so strong, the Federal Government has
restricted its export outside of the United States.
If you are concerned about
content security in submitting your application through
this site, then call, 1-800-343-7709. We’ll complete your application over the
phone.
Back to the Top
First-time
Homebuyers:
Our first time homebuyer program assures you will get the
most affordable loan with the least amount of hassles. In
addition, our affordable lending programs offer
lower-cost, easier qualifying solutions for hopeful buyers
with home-owning dreams.
Move-up Homebuyers:
Our flexible-fixed rate program enables the homeowner to
buy down their interest rate and make lower payments at
the beginning of their mortgage term. And that can help
move-up homebuyers ease into the cost of a larger home.
Credit-challenged Homebuyers:
We understand that homebuyers like yourself have the same
interests as those with perfect credit….you want to buy
a home. We realize that mistakes happen and we will work
just as hard on your mortgage loan. We offer fixed and
adjustable rate mortgages at competitive pricing no matter
what your credit history. We look for more ways to
accommodate your financing needs because we understand
your situation.
New Construction or Fixer-upper Homebuyers:
Our construction loans enable buyers to buy the land,
build the home, and secure permanent financing. Our
Purchase & Renovation loans allow you to finance both
the purchase of a new home or investment property and its
renovations simultaneously.
Investment Property and Vacation Homebuyers:
We make it easy to own an investment property or second
home with our low down payment programs and competitive
rates.
In addition, we offer FHA and VA
loans. The loans can range from 10 to 30 years in
duration. Just apply
on-line now and we'll make a recommendation based upon
your needs and desires.
Usually a minimum of one
year.
Back to the Top
Please go to http://www.gaslightproperties.com
for all of your Real Estate needs.
|
